2021 Assessments

On January 14, 2021, the Florida Life & Health Insurance Guaranty Association Board of Directors approved the following assessments:

Class A assessment of $250

Class B Long Term Care (LTC): Senior American – $1,000,000 (The association will spread among all three FLAHIGA accounts (Life, Annuity, Health)) and Florida Health Maintenance Organization Consumer Assistance Plan members per “§631.718 Assessments.”

Class B Health account: (Share of LTC assessment) + $7,700,000 assessment made up of the following insolvencies:


Life & Health Insurance Company of America$1,700,000
National States Insurance Company$5,000,000
Northwestern National Insurance Company of Milwaukee Wisconsin$1,000,000
Class B Life account: No assessment

Class B Annuity account: No assessment

Premiums filed with the Florida Office of Insurance Regulation on the NAIC “Life, Health & Annuity Guaranty Association Model Act Assessment Base Reconciliation Exhibit” are used to calculate member company assessment amounts. If you do not file the required exhibit, we will use premium amounts from “Schedule T” or “Exhibit of Premiums and Losses.”

We sent the invoices via electronic mail on July 12, 2021. Please make all assessment payments via ACH, which are due on August 11, 2021.

Please email assessments@flahiga.org with any questions or updates to your company contact information.