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Florida Life & Health Insurance Guaranty Association

Helping Florida policyholders when they need it the most.


Welcome to the Florida Life & Health Insurance Guaranty Association Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it protects resident policyholders in the event of an insurance company insolvency. For convenience, we will use the Association's initials ("FLAHIGA") in place of the full name of the Association.

(picture is courtesy of Christopher Falck)


Legislative Committee Meeting Scheduled

There will be a telephonic meeting of the Legislative Committee Monday November 4th at 10:00 am to discuss administrative matters. Persons wishing information may contact Mary McAnnally at the FLAHIGA office at (904) 398-3644.

FLAHIGA Executive Committee Meeting Scheduled

The FLAHIGA Executive Committee will meet by telephone October 29th at 11:00 AM regarding transition matters. Persons interested may contact Mary McAnnally at the FLAHIGA office on (904) 398-3644.

Liquidation Orders Entered for Penn Treaty & American Network Insurance Companies

On March 1, 2017, Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC), were placed in liquidation by orders of the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the Penn Treaty/ANIC liquidations.