Florida Life & Health Insurance Guaranty Association

Helping Florida policyholders when they need it the most.


Welcome to the Florida Life & Health Insurance Guaranty Association Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it protects resident policyholders in the event of an insurance company insolvency. For convenience, we will use the Association's initials ("FLAHIGA") in place of the full name of the Association.

(picture is courtesy of Christopher Falck)


Board Meeting Scheduled

The FLAHIGA Board will hold a telephonic Board Meeting to discuss Penn Treaty/ANIC developments on September 21st from 3pm to 4pm. Under Florida law, Board discussion of matters relating to a member insurer are confidential until the closure of the delinquency proceedings. A record will be made of the Board discussion. If you would like a copy at the termination of the PennTreaty/ANIC delinquency proceedings, please send a request to Mary McAnnally at the Association’s address or email her at mary@flahiga.org and your request will be recorded. At the end of the delinquency proceedings, a copy of the record will be sent to you.